what we offer

development finance

We can arrange residential and commercial development finance for property developers, housebuilders, SMEs and Landowners. Loans from £150k to £10m. Rates from 6% and up to 100% of construction costs.

Bridging Finance

Bridging finance has grown in popularity over the years and now used by many as to become a go to solution for many. At SFC we take the time to understand your funding requirement and select a lender who will best support you.

Buy to Let

We offer 1st and 2nd charge BTL and consumer BTL products. We can assist small and large portfolio landlords in individual or Ltd company names and HMOs.

Commercial Finance

We provide a number of funding solutions to support your business. Commercial mortgages, Asset Finance, Construction Finance, Invoice Finance.

2nd charge mortgages

Simply, a 2nd charge mortgage sits behind a 1st charge on a client’s residential property. There are numerous scenarios a 2nd charge would be preferable to a 1st charge re mortgage, a further advance or an unsecured loan.

THE SFC WAY

OUR APPROACH TO HOW WE WORK WITH YOU IS UNDERPINNED BY OUR CORE VALUES

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INTEGRITY

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COLLABORATION

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DETERMINATION

It’s your client. You are entrusting us with their application. Being honest with them and working with their interests at heart not ours in turn is treating you the same to.

We will work positively and pro-actively with all parties on the application, from client, you and the end lender will ensure the best outcome for all every time.

Finance applications can be tough sometimes. We will work tirelessly to get the client their end goal which we see as crucial to you using us time and time again.

IN PRACTICE THIS LOOKS LIKE :

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CONSULTATIVE APPROACH

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STRATEGIC LENDING PARTNERSHIPS

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BEST CLIENT OUTCOME FOCUS

We take time with you to really understand the situation. No deal chasing here.

We carefully handpick our panel across all our product ranges to ensure we work with well-funded and priced lenders that cater for all profiles.

We will move heaven and earth to get you the best outcome we can.

Client testimonials

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I was very fortunate and grateful to have met Allan Smith, who was a tremendous support to us.
Allan was very approachable, from the outset and conducted his business in a very friendly and professional manner.
He has an immense knowledge in this sector and he helped and guided us through all stages, explaining everything very clearly and concisely.
Also, communications with Allan was second to none, whether it was by phone call or email; nothing was ever too much of inconvenience.
We are so appreciative of all his help and assistance and can’t praise him enough.

Stuart Carmichael

We’ve dealt with Allan for several years. Its extremely rare to find somebody so customer focussed in the development finance space. We genuinely feel that Allan has our best interests at heart and offers the advice and products that most optimally benefit a clients’ interests. We wouldn’t hesitate to recommend dealing with Allan for any development funding enquiry.

Amar, Green Pads Ltd

This was my first time working with Allan, he was recommended to us by our contractor, Brolly Construction Ltd. The development process was far from straightforward due to me being seen as a first-time developer, but Allan supported us throughout the process. Allan was always on hand to answer questions we had whether by phone, email or in person. I wouldn’t hesitate to recommend Allan to any contacts who are looking for funding.

Glenn Rice, 150 Developments Ltd